By Dan Moren
June 30, 2020 9:00 AM PT
Service Station: iPhone Upgrade Program
After years of spending every fall hemming and hawing over whether or not I was going to buy a new iPhone, I decided in 2015 to sign up for Apple’s newly unveiled iPhone Upgrade Program. First offered alongside the iPhone 6s, the Upgrade Program allows you to pay for your phone on a month-by-month basis over the course of two years. While that might not save you on the cost of the phone outright, it helped avoid having to plop down several thousand dollars in a single go.
But, of course, the kicker is that after twelve months of payments, iPhone Upgrade Program members are eligible to send back their current phone and upgrade to a new phone—and, conveniently enough, that’s usually how long Apple goes between new iPhone models. (What a coincidence.) The Upgrade Program also bundles in AppleCare+, though you don’t get a discounted price: again, it’s just the full cost of the AppleCare+ service plan, divided by twenty-four.…